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Resource Area
In the resource area of LC UK you can find the easy to understand explanations of frequently asked questions...
Feature Article
A bad credit history could be history.
More high street lendors are tailoring their mortgage products towards individuals, according to the Abbey. And research suggests that those with a bad credit history can still access mainstream mortgage products.
Competition in the mortgage market is cited as a main reason for increased attention to consumers needs who may otherwise have little access to high street mortgage products. The result is that rather than offering generic products, there’s increasing focus on bad credit mortgages as covering a range of niche markets.
Feature Article
Remortgaging up 17%, CML says
Remortgaging increased 17% in May compared to the same period last year, according to the latest regulated mortgage survey (RMS) from the Council of Mortgage Lenders (CML).
Month on month, remortgaging increased by 25% in May to 99,000 loans from 80,000 in April. Remortgaging accounted for 38% of all loans - up by 2% on the previous month. The leap in remortgaging reflects the re-financing of a high number of fixed rate deals now coming to an end, the CML said.
Lending for house purchase increased by 13% on last year. The survey found that within lending for house purchase, the number of loans to first-time buyers increased by 7% to 33,700 from 31,400 in May 2005.
Feature Article
Attractive secured loans
Homeowners in London are benefiting from phenomenal house price inflation, which has allowed them to find attractive secured loans.
The latest Asking Price Index report from Home.co.uk indicates that the average London property now has an asking price of £336,900.
Incredibly, house prices in the capital are rising strongly despite four interest rate increases, with demand for properties still exceptionally high.
"Fierce competition for London property naturally spills over into the south-east where house prices can actually look like relatively good value to priced out Londoners," the report notes.
Dough Shephard, business development director for Home.co.
What clients say about our service & remortgages...
view more testimonials for LC UK remortgages
"...until finding LC UK I thought help was almost impossibe.
I was about to lose my home due to mised payments on the mortgage. Unfortuantely, I lost my job some months previous and this set me back with my finances, leaving me in arrears on the mortgage.
My lender was unsypathetic and they wanted to reposess the property.
LC UK put me in touch with a broker local to me who specialised in helping people in my situation. Within 4 weeks my home was saved from reposession. My broker had found me a lender who was happy to help and with a simple re-mortgage, paid off the old mortgage and before I knew it, I was right back on track.
My journey back to financial freedom began with a simple enquiry to LC UK. I'd recommend anyone in my position to do the same. Thanks again. Miss R Wilson.
Miss R Wilson
Fact Of The Week: The Full Definition of United Kingdom...
The United Kingdom of Great Britain and Northern Ireland (usually shortened to the United Kingdom, the UK or Britain)[5] is a country and sovereign state that lies to the northwest of mainland Europe, with the Republic of Ireland as its only land border.[6][7][8][9] It extends over all of the island of Great Britain and the north-east part of the island of Ireland.
The United Kingdom is bounded by the Atlantic Ocean, and its ancillary bodies of water, including the North Sea, the English Channel, the Celtic Sea, St George's Channel, and the Irish Sea. The United Kingdom is linked to France and Continental Europe by the Channel Tunnel.
Fact Of The Week: The Full Definition of Types of ownership interests...
Real property (immovable property) can refer to the real estate itself, or to various types of ownership interests in real estate,
including:
* Fee simple or freehold: The most common interest or right in real estate and provides the owner the right to use the real estate for any lawful purpose and sell the interest when and to whom the owner wishes.
* Life estate: An interest in real estate (immovable property) which is granted to a life tenant until that person dies. During the life estate, the life tenant has the right to use the real estate for any lawful purpose.
Britain's passion for secured loans
Britain's passion for home improvements is alive and well, according to new research from Halifax, the UK's biggest mortgage lender.
Secured Loans vs Credit Cards
A major survey of UK consumers has revealed that many are extremely unhappy with the costs and service provided by their credit card company, suggesting many would be better off with a secured loan.
'Gap months' for mortgages let homeowners take a breather
Growing numbers of mortgage lenders are permitting homeowners to take 'payment holidays' within their mortgage deal, giving them a brief respite from the strain of making monthly repayments, MoneyExpert.com has revealed.
Cheaper fixed-rate mortgages
Prices on fixed-rate mortgages are beginning to come down, following six months of price increases.
remortgage remortgage remortgage
Another great benefit of being on the lcuk remortgaging website is that you are merely three, YES just 3, steps away from lcuk helping you to find the perfect remortgage!
Resource article of the week...
The cost of remortgaging
Many borrowers look at remortgaging and think that the lower interest rate automatically means they will pay a lot less each month.
Top Tips
Here are LC UK’s Top Tips for remortgages and mortgages to help you...
Top Tip of the week...
Remortgaging: Common traps and pitfalls
Here’s a quick list of things to look for when you’re searching for a new mortgage.
Glossary
In the glossary area of LC UK you can find definitions and brief explanations of common remortgage terms...
Find your nearest LC UK remortgages and mortgages advisor in Great Britain
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